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974 Bertino, Chico, CA 95973

$660K5bd · 4ba · 2,498 sqft
Lot 6,098 sqft•Single Family Residence•
Active
•10d on market•MLS# SN-26214158

Property Description

Imagine welcoming family and friends home for the Holidays at this truly exceptional property- two beautiful residences on one lot and the only home in the subdivision with an ADU! The 1899 square foot main house features four spacious bedrooms, 2 1/2 baths, and an open floor plan that makes everyday living and entertaining effortless. At the heart of the home, the kitchen flows seamlessly into the living area, where a generous island provides the perfect gathering place along with valuable prep space for the cook.. The private 599 square foot second home, or ADU, offers its own Pico Place address, entrance, parking, and driveway. Separated from the main house by a shared landscaped backyard, it includes a large bedroom with two closets, a spacious bath, and an inviting living area- an outstanding opportunity to generate income that can help offset the mortgage or to give family and guests a comfortable retreat of their own. Both homes include owned solar systems, helping deliver lasting value and energy efficiency. Thoughtful, quality construction throughout features 2 x 6 framing, upgraded insulation, custom cabinetry with soft-close doors and drawers, quartz countertops, and energy-efficient appliances. With flexible living options, income potential, and premium upgrades, this one of a kind property is an opportunity you will not want to miss.

Features & Amenities

FeeBuilt 2025

Property Details

Land Type
Fee
Year Built
2025
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
4
Garage Spaces
2
Heating
Central, ENERGY STAR Qualified Equipment
Cooling
Central Air, Electric, ENERGY STAR Qualified Equipment
Flooring
Carpet, Laminate
Roof
Shingle, Composition
City
Chico
Zip Code
95973
County
Butte
Listed byUnknown Office, Leslie Depweg

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$3,337.32
Principal & Interest
Loan Amount
$528,000
Total Interest
$673,435
Total Payment Over 30 Years
$1,201,435
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Residential Tier · 5 active · 5 closed

974 Bertino, Chico, CA 95973

Chico · Single Family Residence

$660K
Residential Tier
Beds
5
Baths
4
Sqft
2,498
Lot
6,098 sqft
Year
2025
$/Sqft
$264
Pool: No✓
Spa: No✓
Garage: 2-car✓

Listed 17.4% below the median closed sale of $799,000. Price per sqft ($264) is a 13% discount to closed comps ($302). Closed comps sold at 104% of list — strong seller's market. Expect a longer timeline — comps averaged 196 days on market.

Price Position

Priced below the market — value advantage over the field.

Price advantage
Subject listed at $660K· $264/sqft
Total list price
Closed comps
vs closed median $799K
−$139K (−17.4%)
Active comps
vs active median $650K
+$10K (+1.5%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $279
−$15 (−5.4%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
9 Gazania CtChico2026432,1896,708$335$734,0008882
407 Antelope CreekChico2019432,2437,405$290$650,0006180
1971 PotterChico2016432,4288,276$288$699,0004979
23 Bentwater LoopChico2020632,3513,920$234$549,50010778
125 Sterling OaksChico2004432,4808,276$248$615,0004077
Total: 5 · Average4.43.02,338.26,917$279$649,50069
Median2,351$650,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
2718 Waterloo CircleChico202608/05/2026432,6768,968$775,990$882,939$3301.1416281
2749 Waterloo CircleChico202608/21/2026432,6769,485$799,990$799,000$2991.0029480
587 3rdChico192109/10/2026532,6806,098$674,000$630,000$2350.9415580
2734 Waterloo CircleChico202607/29/2026432,5138,968$726,990$802,164$3191.1018879
2740 Waterloo CircleChico202609/03/2026432,1557,842$677,490$699,515$3251.0317978
Total: 5 · Average4.23.02,5408,272.2$762,723.6$762,723.6$301.6—195.6
Median2,676$799,000$799,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.