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902 West 20th Street, Merced, CA 95340

$330K2bd · 1ba · 1,378 sqft
Lot 7,368 sqft•Single Family Residence•
Active
•359d on market•MLS# MC-25242208

Property Description

Charming Corner Lot Home with Modern Upgrades! The welcoming front porch features tile accents and classic wood siding. Step inside to a spacious family room with real wood flooring, stone facia details, a fireplace, and abundant natural light from large single-pane windows. The formal dining room boasts wood floors, a built-in hutch, high ceilings, and a ceiling fan. The functional kitchen includes ample cabinetry, Formica countertops, a stainless steel sink, gas oven, microwave, dishwasher, and laminate flooring. A bright sunroom at the back, surrounded by windows and linoleum flooring, adds extra space. The laundry room offers a sink, tankless water heater, and linoleum flooring for easy care. The primary bedroom features carpet and a walk-through closet. The bathroom includes a jetted tub and tile flooring. The second bedroom offers carpet flooring and a ceiling fan. Additional highlights include a basement, a detached two-car garage, and a large backyard with double side gates perfect for RV or boat parking. The home also features a durable composition roof and 15 paid-off solar panels, delivering long-term savings and energy efficiency. Located just minutes from downtown, parks, dining, and shopping, this property combines charm, functionality, and location appeal.

Features & Amenities

FeeBuilt 1917

Property Details

Land Type
Fee
Year Built
1917
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
2
Garage Spaces
2
Heating
Central, Fireplace(s)
Cooling
Central Air
Flooring
Carpet, Laminate, Wood
Roof
Composition
City
Merced
Zip Code
95340
County
Merced
Listed byRealty Executives Of Northern California, Randy Hayer

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$1,668.15
Principal & Interest
Loan Amount
$263,920
Total Interest
$336,615
Total Payment Over 30 Years
$600,535
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

902 West 20th Street, Merced, CA 95340

Merced · Single Family Residence

$330K
Affordable Tier
Beds
2
Baths
1
Sqft
1,378
Lot
7,368 sqft
Year
1917
$/Sqft
$239
Pool: No✓
Garage: 2-car✓

Listed 20.5% below the median closed sale of $415,000. Price per sqft ($239) is a 10% discount to closed comps ($266). Closed comps sold at 101% of list — strong seller's market.

Price Position

Priced below the market — value advantage over the field.

Price advantage
Subject listed at $330K· $239/sqft
Total list price
Closed comps
vs closed median $415K
−$85K (−20.5%)
Active comps
vs active median $365K
−$35K (−9.6%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $287
−$48 (−16.8%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
890 BarneyMerced1951211,2336,075$242$299,0008681
360 19th StreetMerced1946211,0848,975$268$290,0002681
3216 NottinghamMerced1964321,2537,068$291$365,000878
15 22ndMerced1928321,2757,500$306$389,99925477
698 Keng Crt.Merced2024321,2146,838$329$399,9002976
Total: 5 · Average2.61.61,211.87,291.2$287.2$348,779.880.6
Median1,233$365,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
2332 QMerced191509/15/2026321,1076,500$170,000$180,000$1631.063479
1340 Rita MaeMerced193010/09/2026321,2207,255$345,000$325,000$2660.947079
1147 Pelican CourtMerced199109/25/2026321,3955,400$399,000$415,000$2971.043679
3510 St AndrewsMerced200010/01/2026321,4346,000$425,000$430,000$3001.012779
4878 Mari Cruz LaneMerced202609/04/2026321,4356,362$426,250$436,000$3041.0212579
Total: 5 · Average3.02.01,318.26,303.4$357,200$357,200$266—58.4
Median1,395$415,000$415,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.