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84499 Onda, Indio, CA 92203

$620K4bd · 3ba · 2,697 sqft
Lot 6,970 sqftHOA $325/moSingle Family Residence
Active
58d on marketMLS# PW-26151861

Property Description

Do not miss this opportunity to own this home, perfectly located inside Terra Lago. The modern and functional floorplan offers open living. The Living room and dining area offers plenty of space for entertaining. Downstairs office/den is large enough to use as the 5th bedroom and is close to the downstairs bathroom. The family room is open to the large kitchen and offers plenty of light and access to the rear yard. The kitchen has a bar top island, gas cooktop, dishwasher, microwave and oven. Plenty of counter space and cabinets makes this kitchen easy to work small to large meals in, and plenty of storage in the pantry. The stairs and upstairs flooring is done in a beautiful wood flooring. The primary bedroom has plenty of space and has direct access to the large bathroom, offering a shower, soaking tub, dual sinks, and a large walk-in closet. Bonus room off the primary is located at the top of the stairs. Secondary bedrooms are perfect with ceiling fans and walk-in closets. Upstairs bathroom is located close to the bedrooms and offers two vanity, tub/shower. The home has two upgraded Lennox AC systems, whole house fan and a 2-ton mini split in the garage. The home has a leased solar system with low monthly payment making the electricity reasonable all year round. The rear yard is low maintenance with desert landscaping, covered patio, outdoor kitchen, and salt water hot tub. The covered outdoor kitchen is fully equipped for all your needs. Large Stainless-Steel BBQ with rotisserie, Stainless Flat top gas griddle, Ceramic smoker grill, warming drawer, Stone Pizza oven, Smoker, Double sink, refrigerator, Stainless- Steel cooler, TV, and bar top seating for about 10 people. The outdoor kitchen is covered with insulated roof with lights and ceiling fans. The salt water Hot Springs spa is located on the side yard and is covered with an insulated roof and has a mounted TV to enjoy while in spa. The rear yard offers plenty of shade and privacy to enjoy the yard. The property has many types of fruit trees; Mexican lime, blood orange, red grapefruit, tangerine, pomegranate, oranges, and fig trees. The community offers community pool and spa all year round, clubhouse, gym, Billard room, kids play area and 24-hour guard gated community and patrol. The community also includes cable (DirectTV), fast internet, and beautiful grounds to walk and enjoy the desert. The lake allows electric boats and non motored watercraft.

Features & Amenities

Terra LagoFeeBuilt 2006

Property Details

Subdivision
Terra Lago
Land Type
Fee
Year Built
2006
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
4
Garage Spaces
4
Heating
Central
Cooling
Central Air, Whole House Fan
View
Desert
Flooring
Carpet, Tile, Wood
Roof
Concrete
City
Indio
Zip Code
92203
County
Riverside
Listed byPineda Realty, Thomas Harris

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$3,134.55
Principal & Interest
Loan Amount
$495,920
Total Interest
$632,519
Total Payment Over 30 Years
$1,128,439
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

About Terra Lago

This property is located in Terra Lago, a community in Indio. Explore more listings in this neighborhood to compare options and pricing.

View Terra Lago Listings

Comparative Market Analysis

Residential Tier · 5 active · 5 closed

84499 Onda, Indio, CA 92203

Terra Lago · Indio · Single Family Residence

$620K
Residential Tier
Beds
4
Baths
3
Sqft
2,697
Lot
6,970 sqft
Year
2006
$/Sqft
$230
Pool: Yes
Spa: Yes
View: desert
Garage: 4-car

Listed 3.5% above the median closed sale of $599,000. Price per sqft ($230) is a 11% discount to closed comps ($258). Expect a longer timeline — comps averaged 166 days on market.

Price Position

Aligned with the market — fair pricing for the comps.

At market
Subject listed at $620K· $230/sqft
Total list price
Closed comps
vs closed median $599K
+$21K (+3.5%)
Active comps
vs active median $885K
$265K (30.0%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $333
$103 (30.9%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
84020 Colibri CourtIndio2007432,3387,841$379$885,00028383
84046 Olona CourtIndio2007432,3695,227$217$515,0005978
84066 Olona CourtIndio2007432,3385,227$470$1.10M8777
43277 Sentiero DriveIndio2005532,8039,148$325$910,0001277
42680 Incantata PlaceIndio2009432,3385,227$273$639,000477
Total: 5 · Average4.23.02,437.26,534$332.8$809,80089
Median2,338$885,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
42795 Ponte CourtIndio200906/17/2026432,4727,841$599,000$599,000$2421.0016181
43934 Riunione PlaceIndio200506/16/2026432,4787,841$625,000$590,000$2380.944180
84692 Pavone WayIndio200806/08/2026432,4727,405$575,000$565,000$2290.9838580
42410 Canneto WayIndio202308/14/2026432,5535,423$599,000$599,000$2351.0011677
43055 Armonia CourtIndio202208/28/2026432,4163,920$899,900$831,000$3440.9212673
Total: 5 · Average4.03.02,478.26,486$636,800$636,800$257.6165.8
Median2,472$599,000$599,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.