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79338 Cool Reflection, La Quinta, CA 92253

$430K3bd · 2ba · 1,337 sqft
Lot 3,049 sqftHOA $316/moSingle Family Residence
Active
119d on marketMLS# IG-26074690

Property Description

Resort-Style 55+ Living in La Quinta: Only $381,000 After $56,000 Incentive! ?Enjoy low-maintenance, stress-free desert living in the sought-after Watercolors 55+ community. Designed for easy everyday comfort with lower monthly overhead—including cable and Wi-Fi covered by the HOA—this fully upgraded corner-lot home delivers high quality at an exceptional value. ?Home & Community Highlights ?Spacious Interior: 3 bedrooms, 2 bathrooms, bright open layout with airy vaulted ceilings, and a cozy fireplace. ?Low-Maintenance Outdoor Living: Private patio ideal for outdoor dining, plus a spacious two-car garage. ?Resort Amenities & Lower Living Costs: Community clubhouse, sparkling pool, and heated spa, with cable and Wi-Fi included to keep monthly utility expenses down. ?Pricing & Incentive Breakdown ?Total Purchase Price: $440,000 ?Silent Second Mortgage Incentive: $56,000 (held by the La Quinta Housing Authority) ?Price After $56,000 Incentive: $381,000 (minus a $3,000 earnest money deposit or final negotiated price) ?Eligibility & Buyer Requirements ?Primary Residence Only: Must be owner-occupied (no investment buyers, rentals, or all-cash purchases permitted). ?2025 Riverside County Moderate-Income Limits: ?1-Person Household: $62,651 – $87,300 ?2-Person Household: $71,601 – $99,750 ?3-Person Household: $80,551 – $112,250 ?4-Person Household: $89,501 – $124,700

Features & Amenities

FeeBuilt 2006

Property Details

Land Type
Fee
Year Built
2006
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
2
Garage Spaces
2
Heating
Central
Cooling
Central Air
View
Canyon, Desert, Hills, Mountain(s)
Flooring
Carpet, Laminate
Roof
Shingle, Spanish Tile
City
La Quinta
Zip Code
92253
County
Riverside
Listed byREALTY ONE GROUP ROADS, David Hazward

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$2,174.31
Principal & Interest
Loan Amount
$344,000
Total Interest
$438,753
Total Payment Over 30 Years
$782,753
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

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