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79338 Cool Reflection, La Quinta, CA 92253

$430K3bd · 2ba · 1,337 sqft
Lot 3,049 sqft•HOA $316/mo•Single Family Residence•
Active
•165d on market•MLS# IG-26074690

Property Description

Experience affordable luxury in this resort-style 55+ community in La Quinta. Priced at just $381,000 after a remarkable $56,000 silent second mortgage incentive, this move-in ready home in the highly desirable Watercolors neighborhood offers the ultimate low-maintenance desert lifestyle. This fully upgraded, corner-lot property features a bright, open floor plan with vaulted ceilings, a cozy fireplace, three spacious bedrooms, and two bathrooms. You will love the seamless indoor-outdoor living with a private patio perfect for entertaining, plus the convenience of a spacious two-car garage. Designed for easy everyday comfort, the HOA covers your cable and Wi-Fi to keep your monthly overhead low while you enjoy premium resort amenities, including a community clubhouse, sparkling pool, and heated spa. ?This incredible La Quinta real estate opportunity features a total purchase price of $440,000, but the exclusive La Quinta Housing Authority program drops your effective price to $381,000. To qualify for this affordable retirement home, the property must be your primary, owner-occupied residence, meaning no investors, rentals, or all-cash purchases are permitted. Buyers must also meet the 2025 Riverside County moderate-income limits to be eligible. The qualifying income range is $62,651 to $87,300 for a single person, $71,601 to $99,750 for two people, $80,551 to $112,250 for three people, $89,501 to $124,700 for a four-person household.

Features & Amenities

FeeBuilt 2006

Property Details

Land Type
Fee
Year Built
2006
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
2
Garage Spaces
2
Heating
Central
Cooling
Central Air
View
Canyon, Desert, Hills, Mountain(s)
Flooring
Carpet, Laminate
Roof
Shingle, Spanish Tile
City
La Quinta
Zip Code
92253
County
Riverside
Listed byREALTY ONE GROUP ROADS, David Hazward

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$2,174.31
Principal & Interest
Loan Amount
$344,000
Total Interest
$438,753
Total Payment Over 30 Years
$782,753
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

79338 Cool Reflection, La Quinta, CA 92253

La Quinta · Single Family Residence

$430K
Affordable Tier
Beds
3
Baths
2
Sqft
1,337
Lot
3,049 sqft
Year
2006
$/Sqft
$322
Pool: Yes✓
Spa: Yes✓
View: mountain✓
Garage: 2-car✓

Listed 17.3% below the median closed sale of $520,000. Price per sqft ($322) is a 12% discount to closed comps ($367).

Price Position

Priced below the market — value advantage over the field.

Price advantage
Subject listed at $430K· $322/sqft
Total list price
Closed comps
vs closed median $520K
−$90K (−17.3%)
Active comps
vs active median $585K
−$155K (−26.5%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $387
−$65 (−16.9%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
47755 Soft MoonlightLa Quinta2006321,3373,049$311$415,90013792
53595 Avenida DiazLa Quinta2004321,4264,792$445$635,00015089
47630 Dancing ButterflyLa Quinta2007221,2312,614$324$399,00014085
53420 Avenida JuarezLa Quinta1999321,5295,227$383$585,00012984
54440 Eisenhower DriveLa Quinta1989321,4344,792$474$679,00013084
Total: 5 · Average2.82.01,391.44,094.8$387.4$542,780137.2
Median1,426$585,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
53745 Avenida JuarezLa Quinta200708/28/2026321,5184,792$649,000$649,000$4281.0011889
52260 Desert Spoon CourtLa Quinta200609/03/2026231,3272,614$424,900$410,000$3090.9613885
78280 Springtime WayLa Quinta199509/16/2026321,3715,227$579,000$583,000$4251.019985
60268 Sweetshade LaneLa Quinta200409/04/2026221,3596,970$499,000$472,900$3480.9514283
52416 Avenida VillaLa Quinta199209/02/2026321,6105,227$529,888$520,000$3230.985282
Total: 5 · Average2.62.21,4374,966$526,980$526,980$366.6—109.8
Median1,371$520,000$520,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.