
79338 Cool Reflection, La Quinta, CA 92253
79338 Cool Reflection, La Quinta, CA 92253
Property Description
Experience affordable luxury in this resort-style 55+ community in La Quinta. Priced at just $381,000 after a remarkable $56,000 silent second mortgage incentive, this move-in ready home in the highly desirable Watercolors neighborhood offers the ultimate low-maintenance desert lifestyle. This fully upgraded, corner-lot property features a bright, open floor plan with vaulted ceilings, a cozy fireplace, three spacious bedrooms, and two bathrooms. You will love the seamless indoor-outdoor living with a private patio perfect for entertaining, plus the convenience of a spacious two-car garage. Designed for easy everyday comfort, the HOA covers your cable and Wi-Fi to keep your monthly overhead low while you enjoy premium resort amenities, including a community clubhouse, sparkling pool, and heated spa. ?This incredible La Quinta real estate opportunity features a total purchase price of $440,000, but the exclusive La Quinta Housing Authority program drops your effective price to $381,000. To qualify for this affordable retirement home, the property must be your primary, owner-occupied residence, meaning no investors, rentals, or all-cash purchases are permitted. Buyers must also meet the 2025 Riverside County moderate-income limits to be eligible. The qualifying income range is $62,651 to $87,300 for a single person, $71,601 to $99,750 for two people, $80,551 to $112,250 for three people, $89,501 to $124,700 for a four-person household.
Features & Amenities
Property Details
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Current Rates
Comparative Market Analysis
Affordable Tier · 5 active · 5 closed
La Quinta · Single Family Residence
Listed 17.3% below the median closed sale of $520,000. Price per sqft ($322) is a 12% discount to closed comps ($367).
Price Position
Priced below the market — value advantage over the field.
Active Properties (5)
Active Comparables
| Address | City | Year | BD | BTH | SqFt | LotSz | LP/SqFt | LP | DIM | Score |
|---|---|---|---|---|---|---|---|---|---|---|
| 47755 Soft Moonlight | La Quinta | 2006 | 3 | 2 | 1,337 | 3,049 | $311 | $415,900 | 137 | 92 |
| 53595 Avenida Diaz | La Quinta | 2004 | 3 | 2 | 1,426 | 4,792 | $445 | $635,000 | 150 | 89 |
| 47630 Dancing Butterfly | La Quinta | 2007 | 2 | 2 | 1,231 | 2,614 | $324 | $399,000 | 140 | 85 |
| 53420 Avenida Juarez | La Quinta | 1999 | 3 | 2 | 1,529 | 5,227 | $383 | $585,000 | 129 | 84 |
| 54440 Eisenhower Drive | La Quinta | 1989 | 3 | 2 | 1,434 | 4,792 | $474 | $679,000 | 130 | 84 |
| Total: 5 · Average | 2.8 | 2.0 | 1,391.4 | 4,094.8 | $387.4 | $542,780 | 137.2 | |||
| Median | 1,426 | $585,000 | ||||||||
Closed Properties (5)
Closed Comparables
| Address | City | Year | Date | BD | BTH | SqFt | LotSz | LP | SP | SP/SqFt | SP/LP | DIM | Score |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 53745 Avenida Juarez | La Quinta | 2007 | 08/28/2026 | 3 | 2 | 1,518 | 4,792 | $649,000 | $649,000 | $428 | 1.00 | 118 | 89 |
| 52260 Desert Spoon Court | La Quinta | 2006 | 09/03/2026 | 2 | 3 | 1,327 | 2,614 | $424,900 | $410,000 | $309 | 0.96 | 138 | 85 |
| 78280 Springtime Way | La Quinta | 1995 | 09/16/2026 | 3 | 2 | 1,371 | 5,227 | $579,000 | $583,000 | $425 | 1.01 | 99 | 85 |
| 60268 Sweetshade Lane | La Quinta | 2004 | 09/04/2026 | 2 | 2 | 1,359 | 6,970 | $499,000 | $472,900 | $348 | 0.95 | 142 | 83 |
| 52416 Avenida Villa | La Quinta | 1992 | 09/02/2026 | 3 | 2 | 1,610 | 5,227 | $529,888 | $520,000 | $323 | 0.98 | 52 | 82 |
| Total: 5 · Average | 2.6 | 2.2 | 1,437 | 4,966 | $526,980 | $526,980 | $366.6 | — | 109.8 | ||||
| Median | 1,371 | $520,000 | $520,000 | ||||||||||
Market Analysis
List vs Sale $/SqFt
Sale Price Trend
Days on Market
Sale vs List Price
This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.