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677 Elm Street, San Jose, CA 95126

$898K2bd · 2ba · 817 sqft
Lot 3,920 sqft•Single Family Residence•
Active
•26d on market•MLS# SW-26201837

Property Description

Beautifully remodeled historical gem in the heart of San Jose’s highly desirable 95126 College Park / Rose Garden neighborhood and offering charm and all natural light. This unique 2-bedroom, 1.5-bathroom cottage perfectly balances early-century character with pristine, high-end contemporary upgrades. Step inside to find a completely upgraded interior. The heart of the home features a brand-new kitchen equipped with a premium high-end gas range, new countertops, and beautiful new lower  and upper wooden cabinetry. The full bathroom has been entirely reimagined and luxury-remodeled, showcasing a stunning, new custom walk-in tile shower. Uniquely situated on an expansive 4,000-square-foot lot, the outdoor space provides an urban oasis rarely found in Midtown, highlighted by a majestic, mature California Redwood tree—perfect for outdoor dining, gardening, or future expansion. Features a practical partial concrete basement  offering excellent utility and storage and with a newly installed concrete (rebar) retaining wall. Minutes from downtown San Jose, major tech corridors and transit links,  and walking distance to Trader Joes, Target, Whole Foods, and vibrant dining.

Features & Amenities

FeeBuilt 1912

Property Details

Land Type
Fee
Year Built
1912
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
2
Garage Spaces
1
Heating
Wall Furnace, Central
Cooling
Electric
View
Trees/Woods
Flooring
Vinyl, Wood
Roof
Asphalt
City
San Jose
Zip Code
95126
County
Santa Clara
Listed byUnknown Office, Sinan Zakaria

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$4,540.78
Principal & Interest
Loan Amount
$718,400
Total Interest
$916,280
Total Payment Over 30 Years
$1,634,680
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

677 Elm Street, San Jose, CA 95126

San Jose · Single Family Residence

$898K
Affordable Tier
Beds
2
Baths
2
Sqft
817
Lot
3,920 sqft
Year
1912
$/Sqft
$1099
Pool: No✓
Spa: No✓
View: Trees/Woods✓
Garage: 1-car✓

Listed 5.5% below the median closed sale of $949,888. Price per sqft ($1,099) is a 13% premium to closed comps ($976). Closed comps sold at 101% of list — strong seller's market.

Price Position

Priced below the market — value advantage over the field.

Price advantage
Subject listed at $898K· $1,099/sqft
Total list price
Closed comps
vs closed median $950K
−$52K (−5.5%)
Active comps
vs active median $1.17M
−$276K (−23.5%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $1,000
+$99 (+9.9%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
1307 Cathay DrSan Jose1961329605,000$832$799,0004977
183 7thSan Jose1906321,0632,775$1,104$1.17M19876
219 Omira DrSan Jose1963321,1205,000$1,071$1.20M5668
6472 Trinidad DrSan Jose1972221,3004,140$885$1.15M9468
1712 Morrill AveSan Jose1970321,2106,000$1,107$1.34M3763
Total: 5 · Average2.82.01,130.64,583$999.8$1.13M86.8
Median1,120$1.17M

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
1896 Brixton CtSan Jose198609/10/2026221,0235,936$965,000$950,000$9290.987075
1472 Mount Whitney DrSan Jose195808/06/2026321,0005,000$949,888$949,888$9501.007873
1518 Denali WaySan Jose197808/05/2026321,0075,995$849,000$900,000$8941.064071
14391 Victoria CtSan Jose195408/04/2026319604,992$899,000$900,000$9381.006071
1992 Star CirSan Jose198409/28/2026231,0933,150$1.29M$1.28M$1,1710.995570
Total: 5 · Average2.62.01,016.65,014.6$995,977.6$995,977.6$976.4—60.6
Median1,007$949,888$949,888

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.