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645 Front Street, 1304, San Diego, CA 92101

$849K2bd · 2ba · 1,237 sqft
Lot 1 sqft•HOA $1210/mo•Condominium•
Active
•173d on market•MLS# 8N-2603810

Property Description

Perched on the 13th floor of the coveted Renaissance, Residence 1304 offers sweeping northwest-facing views of the San Diego skyline, bay, and unforgettable sunsets. Filled with natural light, this spacious home blends comfort, convenience, and opportunity in one of the Marina District's premier full-service communities. The open floor plan is ideal for both everyday living and entertaining, while the private primary suite is thoughtfully separated from the main living areas. The second bedroom easily serves as a guest room, home office, or flex space. The entire interior has also been professionally painted since the listing photos were taken, giving the home a bright, fresh feel. Move right in and enjoy it as-is, or update over time to reflect your own style. Two-car tandem parking and a large private storage room add exceptional convenience—rare amenities in downtown San Diego. **Adding even more value, the seller will cover 6 months of HOA dues and is offering qualified buyers the option of a seller carryback of up to $400,000 at just 5% interest. Residents enjoy 24-hour concierge and security, a resort-style pool and spa, fitness center, and beautifully updated common areas. Just outside your door are Seaport Village, the Rady Shell, Petco Park, Little Italy, the Gaslamp Quarter, waterfront parks, shopping, and some of San Diego's best restaurants. Experience elevated downtown living in one of the city's most desirable addresses. Welcome home.

Features & Amenities

FeeBuilt 2003

Property Details

Land Type
Fee
Year Built
2003
Property Type
Residential
Property Subtype
Condominium
Parking Spaces
2
Garage Spaces
2
Cooling
Central Air
View
Bay, City Lights, Water
City
San Diego
Zip Code
92101
County
San Diego
Listed byWillis Allen Real Estate, Lori Sutherland

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$4,293.01
Principal & Interest
Loan Amount
$679,200
Total Interest
$866,282
Total Payment Over 30 Years
$1,545,482
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

645 Front Street, 1304, San Diego, CA 92101

San Diego · Condominium

$849K
Affordable Tier
Beds
2
Baths
2
Sqft
1,237
Lot
1.36 ac
Year
2003
$/Sqft
$686
Pool: Yes✓
Spa: Yes✓
View: city✓
Garage: 2-car✓

Listed 25.8% above the median closed sale of $675,000. Price per sqft ($686) is a 15% premium to closed comps ($599).

Price Position

Positioned above the market — commands a premium.

Premium
Subject listed at $849K· $686/sqft
Total list price
Closed comps
vs closed median $675K
+$174K (+25.8%)
Active comps
vs active median $830K
+$19K (+2.3%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $903
−$217 (−24.0%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
1465 C StreetSan Diego2003221,27133,833$511$649,00027887
700 Harbor DriveSan Diego2004121,0130$819$829,90020784
2604 5th AvenueSan Diego2019221,6000$1,059$1.70M17179
7673 Hazard CenterSan Diego19982295035,747$742$705,00022378
4767 Ocean BoulevardSan Diego1971221,19146,406$1,385$1.65M26477
Total: 5 · Average1.82.01,20538,662$903.2$1.11M228.6
Median1,191$829,900

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
850 Beech StSan Diego200310/02/2026321,28540,052$849,995$840,000$6540.998090
301 G StreetSan Diego200309/25/2026121,33059,241$699,900$675,000$5080.9611289
12615 Elisa LaneSan Diego200410/05/20262295685,813$650,000$613,000$6410.943182
3666 3rd AvenueSan Diego198810/02/2026221,04213,503$679,000$675,000$6480.9913981
5875 Friars RoadSan Diego198909/28/2026321,4300$779,000$779,000$5451.003080
Total: 5 · Average2.22.01,208.649,652.25$716,400$716,400$599.2—78.4
Median1,285$675,000$675,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.