0.jpg
1 / 48

638 Phelps Drive, Merced, CA 95348

$415K4bd · 2ba · 1,789 sqft
Lot 4,725 sqft•Single Family Residence•
Active
•11d on market•MLS# MC-26213821

Property Description

Welcome to this charming single-story home in the highly desirable Bellevue Ranch community of North Merced. Offering 4 bedrooms, 2 bathrooms, and 1,789 sq. ft. of thoughtfully designed living space, this inviting home features an open and functional floor plan ideal for both everyday living and entertaining. The front of the house has stone accents, mature landscaping, a covered entry, and a two-car garage. Inside, you’ll find high ceilings, recessed lighting, neutral finishes, and custom shutters throughout. At the heart of the home is a spacious open-concept kitchen featuring rich dark cabinetry, quartz countertops, stainless-steel appliances, a gas range, a generous center island, and a walk-in pantry with ample shelving. The primary suite provides a relaxing retreat with a private bathroom featuring a dual-sink vanity and an adjoining walk-in closet. PAID SOLAR adds energy efficiency and long-term value. Step outside to a backyard with established fruit trees and plenty of potential to create your own outdoor retreat. Conveniently located near UC Merced, Merced College, Mercy Medical Center, shopping, parks, and everyday amenities, this Bellevue Ranch home offers an ideal blend of comfort, functionality, and convenient North Merced living.

Features & Amenities

FeeBuilt 2019

Property Details

Land Type
Fee
Year Built
2019
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
2
Garage Spaces
2
Heating
Central
Cooling
Central Air
View
None
Flooring
Carpet, Laminate, Tile
Roof
Shingle, Asphalt
City
Merced
Zip Code
95348
County
Merced
Listed byUnknown Office, Xay Yang

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$2,098.47
Principal & Interest
Loan Amount
$332,000
Total Interest
$423,448
Total Payment Over 30 Years
$755,448
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

638 Phelps Drive, Merced, CA 95348

Merced · Single Family Residence

$420K
Affordable Tier
Beds
4
Baths
2
Sqft
1,789
Lot
4,725 sqft
Year
2019
$/Sqft
$235
Pool: No✓
Spa: No✓
View: None✓
Garage: 2-car✓

Listed in line with the median closed sale of $420,000. Closed comps sold at 100% of list — strong seller's market.

Price Position

Aligned with the market — fair pricing for the comps.

At market
Subject listed at $420K· $235/sqft
Total list price
Closed comps
vs closed median $420K
$0 (0.0%)
Active comps
vs active median $410K
+$10K (+2.4%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $270
−$35 (−12.9%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
753 Andrea DriveMerced2019321,6204,500$270$437,950493
2094 W Pincay StreetMerced2017421,5275,000$261$399,00019591
670 Elizabeth CourtMerced2024421,5096,118$268$405,0004590
284 Zion Canyon CtMerced2022421,5155,000$271$410,0006090
4465 Andrea DriveMerced2026321,6204,583$279$451,17912188
Total: 5 · Average3.62.01,558.25,040.2$269.8$420,625.885
Median1,527$410,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
254 Grand Canyon CourtMerced202209/28/2026431,8554,743$419,900$420,000$2261.0010694
115 Sugar Creek LaneMerced202609/29/2026431,8425,000$462,320$465,475$2531.018392
127 Sugar Creek LaneMerced202609/24/2026421,5095,000$430,990$410,000$2720.957892
241 Brimmer RoadMerced200609/25/2026421,6174,950$350,000$363,000$2241.042792
114 Sugar Creek LaneMerced202609/25/2026421,5095,237$430,990$437,750$2901.027991
Total: 5 · Average4.02.41,666.44,986$419,245$419,245$253—74.6
Median1,617$420,000$420,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.