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505 Calle Montecito, 23, Oceanside, CA 92057

$425K2bd · 2ba · 856 sqft
Lot 7 sqft•HOA $620/mo•Condominium•
Active
•20d on market•MLS# 8N-2608935

Property Description

2 Bedroom 2 Bathroom Condominium Unit located on the 1st floor (No Stairs). Unit features all tile flooring throughout, and laundry on the covered patio in laundry closet. Laundry machines and furnace are 2.5 yrs old. Home was painted 2.5 years ago, and re-touched up recently. Unit has been well maintained. Kitchen and bathrooms feature granite counters. Main bedroom / bathroom features a walk-in closet. 1.25 mile to shopping & movie theater, 6 mile radius to pier, Ocean, and harbor. Project features pool & spa and is located across the street from Libby Lake Park which features barbecue/picnic areas, playground, a lake, and walking paths. Single Story Unit located on the first floor of a two story building. VA Approved Complex—perfect for military buyers!

Features & Amenities

FeeBuilt 1985

Property Details

Land Type
Fee
Year Built
1985
Property Type
Residential
Property Subtype
Condominium
Parking Spaces
2
Garage Spaces
0
Heating
Forced Air
Cooling
None
View
Hills
City
Oceanside
Zip Code
92057
County
San Diego
Listed byBruno G. Virtich, Broker, Bruno G Virtich

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$2,149.03
Principal & Interest
Loan Amount
$340,000
Total Interest
$433,651
Total Payment Over 30 Years
$773,651
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

505 Calle Montecito, 23, Oceanside, CA 92057

Oceanside · Condominium

$425K
Affordable Tier
Beds
2
Baths
2
Sqft
856
Lot
6.97 ac
Year
1985
$/Sqft
$496
Pool: Yes✓
Spa: No✓
View: Hills✓

Listed 8.8% below the median closed sale of $466,000. Price per sqft ($496) is a 22% discount to closed comps ($632). Closed comps sold at 100% of list — strong seller's market.

Price Position

Priced below the market — value advantage over the field.

Price advantage
Subject listed at $425K· $496/sqft
Total list price
Closed comps
vs closed median $466K
−$41K (−8.8%)
Active comps
vs active median $414K
+$11K (+2.7%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $486
+$10 (+2.0%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
513 Calle MontecitoOceanside198522856303,613$502$429,9995499
530 Calle MontecitoOceanside198522856303,863$508$435,0006199
502 Calle MontecitoOceanside198522856303,613$484$414,0009099
510 Calle MontecitoOceanside1985218060$478$384,9001193
509 Calle MontecitoOceanside198521806303,705$459$370,0005093
Total: 5 · Average2.01.6836303,698.5$486.2$406,779.853.2
Median856$414,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
5037 Los Morros WayOceanside198609/28/2026229000$459,000$466,000$5181.013295
2929 Fire Mountain DriveOceanside197109/18/2026218550$400,000$393,500$4600.984890
3587 Cameo DriveOceanside199210/07/20262284674,923$615,000$615,000$7271.003790
156 Avenida DescansoOceanside200509/16/2026229120$424,000$435,000$4771.036290
1640 Pacific StreetOceanside196909/02/2026229180$899,000$899,000$9791.008188
Total: 5 · Average2.01.8886.274,923$561,700$561,700$632.2—52
Median900$466,000$466,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.