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4 Velarde Court, Rancho Santa Margarita, CA 92688

$1.2M3bd · 3ba · 1,857 sqft
Lot 4,386 sqft•HOA $91/mo•Single Family Residence•
Active
•10d on market•MLS# OC-26213544

Property Description

**Sellers are in escrow & highly motivated to secure a successful sale. Don’t miss this opportunity—bring your offer!** **Welcome to Cabrillo Vista, one of Rancho Santa Margarita’s most desirable neighborhoods!** This beautifully cared-for home showcases true pride of ownership, stunning Saddleback Mountain views and a thoughtfully designed interior. The spacious kitchen and dining areas flow into a spectacular family room with soaring vaulted ceilings and over 430 square feet of living space. French doors open to a covered Alumawood patio, creating the perfect indoor-outdoor setting for relaxing and entertaining. Numerous upgrades include a **remodeled kitchen with custom cabinetry (2019), all three remodeled bathrooms (2023), and a brand-new 4-ton Rheem A/C system installed in June 2026** with a 10-year compressor and parts warranty and 5-year labor warranty. Additional features include LED lighting, ceiling fans throughout, Elfa® closet and laundry shelving, custom upstairs cabinetry, a resurfaced bonus room ceiling, epoxy-coated garage floor and a **2026 LiftMaster Wi-Fi garage door opener** operated by phone or keypad. Enjoy walking distance to a community pool, plus access to **SAMLARC amenities including pools, parks, hiking and biking trails, year-round community events and the beautiful Santa Margarita Beach Club.** With its exceptional location, mountain views, extensive upgrades and outstanding community amenities, this home offers the best of the Rancho Santa Margarita lifestyle.

Features & Amenities

FeeBuilt 1997

Property Details

Land Type
Fee
Year Built
1997
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
2
Garage Spaces
2
Heating
Central
Cooling
Central Air
View
Hills
City
Rancho Santa Margarita
Zip Code
92688
County
Orange
Listed byUnknown Office, Virginia Hall

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$6,067.85
Principal & Interest
Loan Amount
$960,000
Total Interest
$1,224,427
Total Payment Over 30 Years
$2,184,427
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Residential Tier · 5 active · 5 closed

4 Velarde Court, Rancho Santa Margarita, CA 92688

Rancho Santa Margarita · Single Family Residence

$1.2M
Residential Tier
Beds
3
Baths
3
Sqft
1,857
Lot
4,386 sqft
Year
1997
$/Sqft
$646
Pool: Yes✓
View: mountain✓
Garage: 2-car✓

Listed 9.6% above the median closed sale of $1,095,000. Closed comps sold at 101% of list — strong seller's market.

Price Position

Positioned above the market — commands a premium.

Premium
Subject listed at $1.20M· $646/sqft
Total list price
Closed comps
vs closed median $1.09M
+$105K (+9.6%)
Active comps
vs active median $1.15M
+$50K (+4.3%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $688
−$42 (−6.1%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
21 Calle Del MarRancho Santa Margarita1997331,5004,019$733$1.10M10192
27 Las CrucesRancho Santa Margarita1998431,9752,967$582$1.15M4890
21 Calle VaquetaRancho Santa Margarita1987431,6024,500$724$1.16M5689
10 Pasada ValienteRancho Santa Margarita1987331,5223,600$710$1.08M6989
4 Via JacintoRancho Santa Margarita1994331,7233,600$690$1.19M2985
Total: 5 · Average3.43.01,664.43,737.2$687.8$1.14M60.6
Median1,602$1.15M

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
15 SarraceniaRancho Santa Margarita198607/24/2026331,8905,000$1.27M$1.28M$6801.013393
6 Via MentaRancho Santa Margarita198609/09/2026331,4603,750$1.09M$1.07M$7330.983489
19 PaulowniaRancho Santa Margarita198709/09/2026331,8394,500$1.09M$1.09M$5951.004087
14 Paseo VecinoRancho Santa Margarita199808/13/2026331,7353,699$1.10M$1.17M$6711.062686
2 DaybreakRancho Santa Margarita199809/01/2026331,6103,795$1.07M$1.07M$6681.003284
Total: 5 · Average3.03.01,706.84,148.8$1.14M$1.14M$669.4—33
Median1,735$1.09M$1.09M

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.