0.jpg
1 / 22

3985 Chatham, Santa Maria, CA 93455

$416K2bd · 2ba · 1,238 sqft
Lot 4,672 sqft•HOA $279/mo•Single Family Residence•
Active
•95d on market•MLS# PI-26151637

Property Description

Termite dry rot repairs, along with the home inspection repairs, have been completed, making this home ready for its new owners! Welcome to the desirable Knollwood 55+ community, where you OWN THE LAND—no space rent! This spacious, open, and inviting home has been thoughtfully updated with numerous interior improvements, offering comfortable, low-maintenance living. The beautifully redesigned kitchen is the heart of the home, featuring abundant counter space, extensive cabinetry and drawers, and a large pantry that provides exceptional storage. Newer dual-pane windows enhance energy efficiency while filling the home with natural light. The desirable split-bedroom floor plan provides privacy with two spacious bedrooms and two tastefully updated bathrooms that are fresh, modern, and exceptionally clean. Every improvement has been made with comfort, convenience, and functionality in mind. Conveniently located near Highway 101, shopping, dining, and everyday amenities, this pet-friendly community features wide, tree-lined streets that create a peaceful neighborhood atmosphere. Residents enjoy an active lifestyle with a community clubhouse offering a swimming pool, social events, community gatherings, and recreational activities designed to foster friendships and a true sense of community. Situated on a premium level raised corner lot with no neighbors directly behind, this home offers added privacy and tranquil surroundings. Relax on the sheltered, shaded front patio surrounded by colorful gardens, or unwind in the private backyard featuring multiple fruit trees, a welcoming patio ideal for entertaining, and a storage shed that is included with the property. A spacious two-car garage provides ample parking and additional storage. Enjoy all the benefits of living in a welcoming, age-qualified community while owning the land beneath your home—an increasingly rare and valuable opportunity. Move in with confidence knowing the major termite, dry rot, and home inspection repairs have already been completed, allowing you to simply unpack, settle in, and enjoy everything this wonderful home has to offer.

Features & Amenities

FeeBuilt 1981

Property Details

Land Type
Fee
Year Built
1981
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
2
Garage Spaces
2
Heating
Central
Cooling
None
Flooring
Concrete, Laminate
Roof
Composition
City
Santa Maria
Zip Code
93455
County
Santa Barbara
Listed byOiC Real Estate Services Inc, Kristenann Coulter-Murchison

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$2,103.02
Principal & Interest
Loan Amount
$332,720
Total Interest
$424,366
Total Payment Over 30 Years
$757,086
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

3985 Chatham, Santa Maria, CA 93455

Santa Maria · Single Family Residence

$416K
Affordable Tier
Beds
2
Baths
2
Sqft
1,238
Lot
4,672 sqft
Year
1981
$/Sqft
$336
Pool: Yes✓
Spa: Yes✓
Garage: 2-car✓

Listed 40.5% below the median closed sale of $699,000. Price per sqft ($336) is a 33% discount to closed comps ($505).

Price Position

Priced below the market — value advantage over the field.

Price advantage
Subject listed at $416K· $336/sqft
Total list price
Closed comps
vs closed median $699K
−$283K (−40.5%)
Active comps
vs active median $645K
−$229K (−35.5%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $489
−$153 (−31.2%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
444 Calle BonitaSanta Maria1993221,2844,356$448$575,0008488
3693 Corta Bella WaySanta Maria1996321,1204,356$607$680,0005084
519 Empire DriveSanta Maria1996321,3774,356$410$565,0002184
419 Grant StreetSanta Maria1961321,2886,534$516$665,0003782
715 HawthornSanta Maria1995321,3954,792$462$645,00014882
Total: 5 · Average2.82.01,292.84,878.8$488.6$626,00068
Median1,288$645,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
515 San Lino CourtSanta Maria198909/15/2026321,4064,792$689,000$700,000$4981.024086
393 Mountain ViewSanta Maria197610/02/2026321,2158,712$719,000$720,000$5931.005585
1455 OswegoSanta Maria198809/24/2026321,4406,098$675,000$675,000$4691.003484
2208 Pullman AvenueSanta Maria200309/14/2026321,2695,663$599,000$599,000$4721.004483
4485 Glines AveSanta Maria198110/02/2026321,42110,019$725,000$699,000$4920.962982
Total: 5 · Average3.02.01,350.27,056.8$678,600$678,600$504.8—40.4
Median1,406$699,000$699,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.