Welcome to 3290 Summit Ridge Terrace!
1 / 60

3290 Summit Ridge Terrace, Chico, CA 95928

$779K3bd · 3ba · 2,281 sqft
Lot 10,019 sqft•HOA $134/mo•Single Family Residence•
Active
•27d on market•MLS# SN-26201417

Property Description

SELLER NOW OFFERING A CREDIT TOWARD BUYER CLOSING COSTS OR INTEREST RATE BUYDOWN! It doesn't get any better than that...oh yeah, it does...we have just reduced the price as well! Get off the fence of looking and make your Canyon Oaks dreams a reality...because... the sunsets here are the kind you plan your evening around. Face west and you'll watch the coastal mountains and the Sutter Buttes turn gold, then pink. Face north and you've got incredible views overlooking the canyon towards Upper Bidwell Park. The sellers have taken hundreds of photos of these sunsets over the years. Once you witness a sunset from your deck, you'll understand why. The three-car garage sits on the first floor, and the living space is up on the second. For groceries or anything heavy, there's a lift, tucked behind what looks like an ordinary hall closet, that carries items straight up from the garage level. Upstairs, you'll find three bedrooms, two and a half baths, as well as a huge flex space that could work as a media room, home office, or an additional bedroom if needed. There's a large unfinished space under the house off the garage, and it's basically a blank canvas. There are preliminary plans drawn for a two-bedroom, one-bathroom suite, or you could put in a home gym, additional storage, or whatever fits your life next without adding a single square foot to the outside of the house. Out back, the sparkling pool has a water feature and a wide Baja shelf, perfect for lounging on hot summer days. The covered pergola offers shade during the day and a spot to take in the views under the lights at night. There's even room along the west side for a garden. The sunsets alone are worth it. Add the pool, the views, the three car garage, the lift and the room to grow, and this is the kind of home that doesn't come around often in Canyon Oaks.

Features & Amenities

FeeBuilt 2006

Property Details

Land Type
Fee
Year Built
2006
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
3
Garage Spaces
3
Heating
Central
Cooling
Central Air
View
Hills, Panoramic, Valley
Flooring
Carpet, Laminate, Tile
Roof
Tile
City
Chico
Zip Code
95928
County
Butte
Listed byUnknown Office, Erica Thau

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$3,939.05
Principal & Interest
Loan Amount
$623,200
Total Interest
$794,857
Total Payment Over 30 Years
$1,418,057
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Residential Tier · 5 active · 5 closed

3290 Summit Ridge Terrace, Chico, CA 95928

Chico · Single Family Residence

$779K
Residential Tier
Beds
3
Baths
3
Sqft
2,281
Lot
10,019 sqft
Year
2006
$/Sqft
$342
Pool: Yes✓
Spa: No✓
View: city✓
Garage: 3-car✓

Listed 31.8% above the median closed sale of $591,000. Price per sqft ($342) is a 13% premium to closed comps ($303). Closed comps sold at 102% of list — strong seller's market.

Price Position

Positioned above the market — commands a premium.

Premium
Subject listed at $779K· $342/sqft
Total list price
Closed comps
vs closed median $591K
+$188K (+31.8%)
Active comps
vs active median $620K
+$159K (+25.6%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $291
+$51 (+17.6%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
3560 ShadowtreeChico2004322,2839,148$263$599,9999884
3 PinecrestChico1968432,2808,712$256$584,5009874
2716 Waterloo CircleChico2026432,1558,900$334$718,77014272
934 EsplanadeChico1912332,77510,018$286$795,00013969
2719 Waterloo CircleChico2026321,9707,750$315$619,99026367
Total: 5 · Average3.42.62,292.68,905.6$290.8$663,651.8148
Median2,280$619,990

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
59 Skymountain CircleChico198309/30/2026332,13810,454$565,000$591,000$2761.053275
1795 Estates WayChico196510/07/2026331,87210,454$668,000$700,000$3741.053374
766 Silverado Estates CourtChico199010/09/2026322,6029,583$589,000$601,000$2311.023672
1457 SaleChico200210/02/2026321,7249,148$525,000$525,000$3051.006671
36 Phyllis CourtChico200609/24/2026321,7357,841$579,950$575,000$3310.997170
Total: 5 · Average3.02.42,014.29,496$598,400$598,400$303.4—47.6
Median1,872$591,000$591,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.