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285 Main Street, 404, San Francisco, CA 94105

$429K1bd · 1ba · 554 sqft
Lot 0 sqft•HOA $807/mo•Condominium•
Active
•34d on market•MLS# 00-41147423

Property Description

Rare chance to own a modern unit in one of SF’s premier luxury communities — MIRA SF. This apartment style, 1-bedroom unit features in-unit washer/dryer, LG refrigerator, and custom closet organization. Enjoy MIRA’s luxury amenities: state-of-the-art fitness center, rooftop terrace with BBQs, residents’ lounge, private dining room, 24/7 lobby attendant, and more—all in an unbeatable location across from East Cut Crossing, just one block from the Embarcadero and minutes to BART. 1-bedroom Below Market Rate (BMR) housing opportunity available at 100% Area Median Income (AMI). Maximum income for 1 person = $113,450; 2 people = $129,700; 3 = $145,900; 4 = $162,100; 5 = $175,050. Must be 1st-time homebuyer and income eligible. Unit available through the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring and other restrictions. Take advantage of the TEMPORARILY RELAXED buyer eligibility requirements: up to 120% AMI, exclusion of income from assets, flexibility for homebuyer education, reduced financing requirements! Unit will be listed on DAHLIA, the SF Housing Portal, starting on the application date, September 8, 2026. Visit https://housing.sfgov.org for application & program info. Application, loan pre-approval, and homebuyer education verification due on September 29, 2026 at 5:00 PM. Open house: 9/12 from 2-4 PM, 9/20 from 2-4 PM, and 9/21 from 5-7 PM. Fair Housing Opportunity.

Features & Amenities

FeeBuilt 2020

Property Details

Land Type
Fee
Year Built
2020
Property Type
Residential
Property Subtype
Condominium
Cooling
Central Air
View
Water
City
San Francisco
Zip Code
94105
County
San Francisco
Listed byLight Realty Inc., David H Yi

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$2,170.74
Principal & Interest
Loan Amount
$343,434
Total Interest
$438,031
Total Payment Over 30 Years
$781,465
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

285 Main Street, 404, San Francisco, CA 94105

San Francisco · Condominium

$429K
Affordable Tier
Beds
1
Baths
1
Sqft
554
Lot
0 sqft
Year
2020
$/Sqft
$775
Pool: No✓
View: water✓

Listed 6.7% below the median closed sale of $460,000.

Price Position

Priced below the market — value advantage over the field.

Price advantage
Subject listed at $429K· $775/sqft
Total list price
Closed comps
vs closed median $460K
−$31K (−6.7%)
Active comps
vs active median $485K
−$56K (−11.5%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $905
−$130 (−14.4%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
832 Sutter STSan Francisco2016115980$978$585,0001793
601 Van NessSan Francisco198211556105,806$872$485,0006784
10 Innes CtSan Francisco2018117360$611$449,9009081
1160 Mission StreetSan Francisco20081176543,557$850$650,0002579
1433 Bush StreetSan Francisco2019013916,802$1,215$475,0005178
Total: 5 · Average0.81.0609.252,055$905.2$528,98050
Median598$485,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
280 Spear St.San Francisco202008/28/2026116080$409,181$409,181$6731.0019593
10 Kennedy PlSan Francisco201808/20/2026116130$309,900$305,000$4980.982689
1238 Sutter StSan Francisco201807/10/2026216680$675,000$675,000$1,0101.0010083
813 47Th AveSan Francisco199206/16/2026115700$695,000$671,000$1,1770.9622081
2225 23rd stSan Francisco198907/01/20261160280,224$459,000$460,000$7641.003479
Total: 5 · Average1.21.0612.280,224$504,036.2$504,036.2$824.4—115
Median608$460,000$460,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.