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265 Spotted Saddle Way, Fallbrook, CA 92028

$765K4bd · 3ba · 2,156 sqft
Lot 2,500 sqft•HOA $206/mo•Single Family Residence•
Active
•7d on market•MLS# 8N-2609777

Property Description

**Welcome to 265 Spotted Saddle Way, tucked away in the heart of Horse Creek Ridge.** This 4-bedroom, 2.5-bath home offers 2,156 square feet of living space in a quiet side alley near the park and a short walk to the neighborhood pool. It's a peaceful, private setting that's still close to everything the community has to offer. Offered in the $725,000 to $765,000 range. Aerial photos show the exterior and setting. The interior is described in detail below, and a private showing is the best way to experience it. **An Open, Easy Layout** Downstairs, the home is designed around a spacious open-concept great room that brings the kitchen, dining area, and family room together in one connected space, perfect for everyday living and entertaining. Durable luxury vinyl plank flooring runs throughout the main level, combining a clean look with easy upkeep. The kitchen features granite countertops with warm brown cabinetry, so whoever is cooking stays part of the conversation. Also on the main floor, the bonus room has been converted into a dedicated home office, ideal for working from home, studying, or a quiet retreat away from the main living area. A convenient powder room downstairs is perfect for guests. **Upstairs Retreats** All four bedrooms are located upstairs, with beige carpet underfoot. The primary suite is a true private retreat, with a large en suite bath featuring a soaking tub and a separate shower, plus a walk-in closet. The other three bedrooms share a well-planned bathroom with dual sinks and a separate toilet room, which helps keep busy mornings running smoothly. The upstairs laundry room means no more hauling baskets up and down the stairs, and the washer and dryer are included along with the refrigerator. Blinds and curtains are already in place throughout, so you can move in with privacy and style from day one. **Smart, Secure, and Energy-Efficient** This home comes with paid-off solar panels, so there's no solar loan or lease payment to take over, and you can enjoy the energy savings from day one. The whole-house fan helps keep the home cool and fresh, further reducing reliance on air conditioning during the right seasons. Smart home technology and a security system with a doorbell camera and window and door sensors provide peace of mind whether you're home or away. **Outdoor Living** Enjoy a concrete back patio that's ready for morning coffee or evening get-togethers. Gravel walking paths run along both sides of the house for low-maintenance upkeep. In the garage, overhead storage shelves are already installed, freeing up floor space for vehicles, tools, and hobbies. **Life in Horse Creek Ridge** Horse Creek Ridge is an amazing community with many small parks, two pools, a large clubhouse, and an outdoor cooking area with barbecues. The HOA sponsors community events throughout the year, and the neighborhood really goes all out for holidays like the 4th of July, Halloween, and Christmas. Routine food trucks visit, including a coffee truck, and a mobile market brings Costco-style items right to your door. You will love what this home has to offer, from the open layout to the Horse Creek Ridge lifestyle! Get in touch for more details

Features & Amenities

FeeBuilt 2019

Property Details

Land Type
Fee
Year Built
2019
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
2
Garage Spaces
2
Cooling
Central Air, Dual, Whole House Fan
View
Mountain(s)
City
Fallbrook
Zip Code
92028
County
San Diego
Listed byAllison James Estates & Homes, Jessica Villa

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$3,868.26
Principal & Interest
Loan Amount
$612,000
Total Interest
$780,572
Total Payment Over 30 Years
$1,392,572
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Residential Tier · 5 active · 5 closed

265 Spotted Saddle Way, Fallbrook, CA 92028

Fallbrook · Single Family Residence

$765K
Residential Tier
Beds
4
Baths
3
Sqft
2,156
Lot
2,500 sqft
Year
2019
$/Sqft
$355
Pool: No✓
Spa: No✓
View: mountain✓
Garage: 2-car✓

Listed in line with the median closed sale of $749,000. Closed comps sold at 100% of list — strong seller's market.

Price Position

Aligned with the market — fair pricing for the comps.

At market
Subject listed at $765K· $355/sqft
Total list price
Closed comps
vs closed median $749K
+$16K (+2.1%)
Active comps
vs active median $799K
−$34K (−4.3%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $358
−$3 (−0.7%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
248 Dun Blazer WayFallbrook2018432,1562,000$355$765,0005297
35534 Asturian WayFallbrook2019332,0224,009$395$799,0004689
35540 Asturian WayFallbrook2019432,4454,725$351$859,000587
253 Paddock LaneFallbrook2022331,9853,090$368$730,0004983
35323 Orchard TrailFallbrook2023432,6626,610$319$849,00012582
Total: 5 · Average3.63.02,2544,086.8$357.6$800,40055.4
Median2,156$799,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
220 Hass LaneFallbrook202208/14/2026432,2093,238$780,000$785,000$3551.0114492
35113 Persano PlaceFallbrook201907/01/2026331,5682,500$670,000$680,000$4341.014090
259 Dun Blazer WayFallbrook201809/14/2026331,5681,742$669,999$684,999$4371.024089
205 Windsor GreyFallbrook201806/30/2026432,156820,487$749,000$749,000$3471.002689
264 Hass LaneFallbrook202202/27/2026532,2090$799,900$780,000$3530.9713988
Total: 5 · Average3.83.01,942206,991.75$735,799.8$735,799.8$385.2—77.8
Median2,156$749,000$749,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.