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1670 West North Bear Creek, Merced, CA 95348

$230K2bd · 2ba · 972 sqft
Lot 508 sqft•HOA $360/mo•Condominium•
Active
•159d on market•MLS# MC-26098101

Property Description

What an incredible opportunity for a first-time homebuyer or smart investor! This move-in-ready two-story condo has been beautifully updated with newer vinyl plank flooring throughout, remodeled kitchen with newer appliances, counters, cabinets, fixtures, and seller says refrigerator is included in the sale! Downstairs offers a large living room, dining area, kitchen with breakfast bar, a guest half bath, and a private patio for relaxing and entertaining, with a large outdoor storage room for extra space. Upstairs you'll find two spacious bedrooms, a remodeled full bathroom with a convenient laundry closet, and the washer and dryer are also included in sale! Gated parking includes one assigned space, with plenty of nearby street parking for guests. The HOA includes water, sewer, garbage, front yard and exterior maintenance for easy, hassle-free living. HOA has almost completed the brand new roof! This gem is Ideally located near bike paths, a park with playground, shopping, dining and just minutes from Merced College, a short drive to UC Merced as well. Sale is contingent on seller finding a replacement property.

Features & Amenities

FeeBuilt 1984

Property Details

Land Type
Fee
Year Built
1984
Property Type
Residential
Property Subtype
Condominium
Parking Spaces
0
Garage Spaces
0
Heating
Central
Cooling
Central Air
City
Merced
Zip Code
95348
County
Merced
Listed byHomesmart PV & Assoc., Merced, Monica Franks

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$1,163.01
Principal & Interest
Loan Amount
$184,000
Total Interest
$234,682
Total Payment Over 30 Years
$418,682
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 0 active · 4 closed

1670 West North Bear Creek, Merced, CA 95348

Merced · Condominium

$230K
Affordable Tier
Beds
2
Baths
2
Sqft
972
Lot
508 sqft
Year
1984
$/Sqft
$237
Pool: Yes✓

Listed 4.0% below the median closed sale of $239,500. Price per sqft ($237) is a 17% premium to closed comps ($202). Expect a longer timeline — comps averaged 154 days on market.

Price Position

Priced below the market — value advantage over the field.

Price advantage
Subject listed at $230K· $237/sqft
Total list price
Closed comps
vs closed median $265K
−$35K (−13.2%)
Active compsinsufficient comp data
Price per sqft
Closed compsinsufficient comp data
Active compsinsufficient comp data

Closed Properties (4)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
1646 North Bear CreekMerced198408/18/202622972493$198,900$188,900$1940.9532199
1656 North Bear Creek DriveMerced198405/08/202622972492$219,500$214,000$2200.978997
3350 MMerced198109/04/2026331,3551,061$289,000$265,000$1960.922866
3350 MMerced198205/14/2026331,3551,061$280,000$270,000$1990.9617665
Total: 4 · Average2.52.51,163.5776.75$234,475$234,475$202.25—153.5
Median1,355$265,000$265,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.