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16445 Roca Drive, San Diego, CA 92128

$825K2bd · 2ba · 1,600 sqft
Lot 6,500 sqft•HOA $560/mo•Single Family Residence•
Active
•210d on market•MLS# OC-26024952

Property Description

BACK ON MARKET!! LOCATION, LOCATION, for this "Seven Oaks" One Level with a TRUE PANORAMIC VIEW from ALL rear windows and slider, as well as no neighbors across the street looking out from the front porch and kitchen into an extra VIEW! The view is compelling and must be experienced in person, the pictures don't do it justice! The interior offers a double door, formal entry, a formal living room, a dining area open to the living room, and an EXPANDED, permitted family room with a beamed ceiling; an access to a laundry room with side by side washer and dryer and sink, a second door from the laundry gives access into the garage which has a workshop area with a workbench and access to the front; a primary suite with a newly updated bathroom, and a secondary bedroom with a recently updated hallway bath. Upgrades and improvements include but are not limited to custom tile flooring, upgraded looped carpet in the bedrooms and family room, tall baseboards and crown molding, a recessed, tray ceiling in the kitchen with crown molding and custom tile counters, "brand new" Carrier A/C and coil, a new garbage disposal, a stainless steel sink, recessed lighting, stainless steel appliances, and newer fixtures and hardware, Quartz counters in the bathrooms, recessed lighting, new toilets, all new sinks, tiled tub enclosure, mirrors, and medicine cabinet. There are newer verticals and blinds for minimal maintenance, 2 ceiling fans, mirrored wardrobes, tall baseboards, newer paneled interior doors, recessed lighting, and more! The exterior offers a freshly painted roll-up garage door and touch up paint at front, a professionally landscaped front and rear yard with sprinklers to plants set on timers, and a colorful curb appeal with succulents in summer bloom. The rear yard has a huge stamped concrete patio to relax on in the shade of the afternoon hours, as well as a front facing kitchen window allowing for a breeze to blow through while looking up the street across. Local amenities include the Bernardo Winery established in 1898, as well as the luxurious Rancho Bernardo Inn. This home is a must see!!

Features & Amenities

Rancho BernardoFeeBuilt 1965

Property Details

Subdivision
Rancho Bernardo
Land Type
Fee
Year Built
1965
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
1
Garage Spaces
1
Heating
Central
Cooling
Central Air
View
Mountain(s), Panoramic
Flooring
Carpet, Tile
City
San Diego
Zip Code
92128
County
San Diego
Listed byUnknown Office, Joyce Blackburn

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$4,171.65
Principal & Interest
Loan Amount
$660,000
Total Interest
$841,794
Total Payment Over 30 Years
$1,501,794
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Residential Tier · 4 active · 5 closed

16445 Roca Drive, San Diego, CA 92128

Rancho Bernardo · San Diego · Single Family Residence

$825K
Residential Tier
Beds
2
Baths
2
Sqft
1,600
Lot
6,500 sqft
Year
1965
$/Sqft
$516
Pool: Yes✓
Spa: Yes✓
View: city✓
Garage: 1-car✓

Listed 16.1% below the median closed sale of $983,000. Price per sqft ($516) is a 30% discount to closed comps ($735). Closed comps sold at 101% of list — strong seller's market.

Price Position

Priced below the market — value advantage over the field.

Price advantage
Subject listed at $825K· $516/sqft
Total list price
Closed comps
vs closed median $983K
−$158K (−16.1%)
Active comps
vs active median $900K
−$75K (−8.3%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $641
−$125 (−19.4%)

Active Properties (4)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
12487 LomicaSan Diego1969221,4397,500$625$899,99910590
11293 CalendaSan Diego1970321,5487,500$643$994,900182
16433 Felice DriveSan Diego1964221,1977,200$602$720,0007881
11934 CalladoSan Diego1965221,1277,800$692$779,900779
Total: 4 · Average2.32.01,327.757,500$640.5$848,699.7547.75
Median1,439$899,999

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
17503 Plaza DoloresSan Diego197409/30/2026221,7866,969$999,900$990,000$5540.9910673
8378 Lake Ashwood AvenueSan Diego196009/25/2026321,4909,147$980,000$983,000$6601.003669
7109 Peter Pan AveSan Diego196009/22/2026321,6346,600$705,000$710,000$4351.019467
394 Coralwood DrSan Diego196009/29/2026321,3616,600$775,000$780,000$5731.014064
1960 Emerald StreetSan Diego194909/21/2026221,3426,300$1.90M$1.95M$1,4531.032664
Total: 5 · Average2.62.01,522.67,123.2$1.08M$1.08M$735—60.4
Median1,490$983,000$983,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.