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125 Sterling Oaks, Chico, CA 95928

$615K4bd · 3ba · 2,480 sqft
Lot 8,276 sqft•Single Family Residence•
Active
•47d on market•MLS# SN-26185190

Property Description

Space, comfort and a layout that just makes sense! This 4 bedroom, 3 bath home offers a thoughtfully designed split floor plan with plenty of room to gather... And plenty of room to spread out. Step inside to a welcoming foyer, with the formal dining room just off the entry, before the home opens into a generous central living area with a cozy fireplace. The well-appointed kitchen features a breakfast bar, walk-in pantry, ample cabinetry and a casual dining area with sliding doors leading to the covered back patio; making indoor-outdoor entertaining easy. Tucked privately on one side of the home, the primary suite offers its own backyard access, a spacious walk-in closet and an ensuite bath with dual vanities, a jetted soaking tub and walk-in shower. A second bedroom with a walk-in closet and nearby full bath completes this side of the home. Across the main living spaces, two additional bedrooms share another full bath, with a conveniently located laundry room. Fresh interior paint and professionally cleaned carpets make this home ready for its next chapter. Add in a great location with easy access to shopping, freeways and nearby parks (Including the neighborhood’s own Nob Hill community park) and you’ve got a home with the space, functionality and location to check a whole lot of boxes.

Features & Amenities

FeeBuilt 2004

Property Details

Land Type
Fee
Year Built
2004
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
2
Garage Spaces
2
Heating
Central
Cooling
Central Air
Flooring
Carpet, Tile
Roof
Composition
City
Chico
Zip Code
95928
County
Butte
Listed byRe/Max of Chico, Karissa Casey

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$3,109.77
Principal & Interest
Loan Amount
$492,000
Total Interest
$627,519
Total Payment Over 30 Years
$1,119,519
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Residential Tier · 5 active · 5 closed

125 Sterling Oaks, Chico, CA 95928

Chico · Single Family Residence

$615K
Residential Tier
Beds
4
Baths
3
Sqft
2,480
Lot
8,276 sqft
Year
2004
$/Sqft
$248
Pool: No✓
Spa: No✓
Garage: 2-car✓

Listed 12.1% below the median closed sale of $699,515. Price per sqft ($248) is a 16% discount to closed comps ($296).

Price Position

Priced below the market — value advantage over the field.

Price advantage
Subject listed at $615K· $248/sqft
Total list price
Closed comps
vs closed median $700K
−$85K (−12.1%)
Active comps
vs active median $745K
−$130K (−17.4%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $321
−$73 (−22.6%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
407 Antelope CreekChico2019432,2437,405$290$650,0006890
122 Secluded Oaks CourtChico2005332,1406,970$270$578,0004788
10481 BogieChico2013432,31410,454$378$875,0009788
3290 Summit Ridge TerraceChico2006332,28110,019$342$779,0002788
1150 Watts EstatesChico1997332,30810,018$323$744,9005888
Total: 5 · Average3.43.02,257.28,973.2$320.6$725,38059.4
Median2,281$744,900

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
213 Denali DriveChico200309/14/2026432,4408,276$681,000$653,000$2680.969299
1192 Filbert AveChico200509/21/2026422,4468,276$699,000$670,000$2740.967296
1204 Windecker DriveChico199909/22/2026432,50211,761$738,000$710,000$2840.964790
815 Westgate CourtChico199109/04/2026432,53711,761$825,000$840,000$3311.023488
2740 Waterloo CircleChico202609/03/2026432,1557,842$677,490$699,515$3251.0317987
Total: 5 · Average4.02.82,4169,583.2$714,503$714,503$296.4—84.8
Median2,446$699,515$699,515

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.