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12160 Rancho Bernardo Road, A, San Diego, CA 92128

$510K2bd · 2ba · 1,091 sqft
HOA $525/mo•Condominium•
Active
•138d on market•MLS# 8N-2605161

Property Description

Golf Course Views + Upgrades + Internet, Cable & Water Included in HOA Membership to Rancho Bernardo Swim and Tennis club INCLUDED thru July 2027 Enjoy stunning views of the Rancho Bernardo Inn Golf Course from this beautifully upgraded 2-bedroom, 2-bath condo featuring over $75,000 in recent improvements. This move-in ready home offers luxury vinyl plank flooring throughout, upgraded kitchen finishes, remodeled bathrooms, newer windows, recessed lighting, tankless water heater, newer furnace, stainless steel appliances, and a private patio overlooking the lush fairways. Located within the highly acclaimed Poway Unified School District, this home combines comfort, convenience, and exceptional value. The HOA provides an impressive package of benefits including water, trash, high-speed internet, cable TV with Disney+, Hulu, Paramount+, and multiple streaming channels, as well as exterior maintenance and professional landscaping—helping reduce monthly living expenses while providing a low-maintenance lifestyle. Residents also enjoy access to the Rancho Bernardo Swim & Tennis Club featuring pools, spa, fitness center, tennis courts, playground, and more. Whether you're looking for a primary residence, second home, or investment opportunity, this turnkey golf course-view condo offers one of the best values in Rancho Bernardo.

Features & Amenities

FeeBuilt 1968

Property Details

Land Type
Fee
Year Built
1968
Property Type
Residential
Property Subtype
Condominium
Parking Spaces
1
Garage Spaces
0
Cooling
Central Air
View
Golf Course
City
San Diego
Zip Code
92128
County
San Diego
Listed byUnknown Office, Janet McCarthy

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$2,578.84
Principal & Interest
Loan Amount
$408,000
Total Interest
$520,382
Total Payment Over 30 Years
$928,382
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

12160 Rancho Bernardo Road, A, San Diego, CA 92128

San Diego · Condominium

$510K
Affordable Tier
Beds
2
Baths
2
Sqft
1,091
Lot
0 sqft
Year
1968
$/Sqft
$467
Pool: Yes✓
Spa: No✓
View: golf✓

Listed 26.1% below the median closed sale of $690,000. Price per sqft ($467) is a 37% discount to closed comps ($738).

Price Position

Priced below the market — value advantage over the field.

Price advantage
Subject listed at $510K· $467/sqft
Total list price
Closed comps
vs closed median $690K
−$180K (−26.1%)
Active comps
vs active median $500K
+$10K (+2.0%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $609
−$142 (−23.3%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
5970 Rancho MissionSan Diego197722824101,639$484$399,0008684
4164 Cherokee AvenueSan Diego1982228060$620$500,0003882
12590 Carmel Creek RdSan Diego1990228640$804$695,0001881
3536 Del Sol BoulevardSan Diego1974218002$499$399,0006280
6058 Rancho Mission RdSan Diego197721824104,238$637$525,0004480
Total: 5 · Average2.01.6823.668,626.333$608.8$503,60049.6
Median824$500,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
16555 Caminito VecinosSan Diego197110/05/2026221,134377,229$569,000$551,000$4860.972692
727 Sapphire StreetSan Diego197510/05/2026229960$975,000$950,000$9540.973789
1251 Parker Pl.San Diego197409/30/2026229710$899,000$860,000$8860.967988
836 Pennsylvania Ave 317San Diego197309/29/2026229500$685,000$690,000$7261.016788
11086 Portobelo DriveSan Diego199009/22/2026221,0680$679,999$680,000$6371.001885
Total: 5 · Average2.02.01,023.8377,229$746,200$746,200$737.8—45.4
Median996$690,000$690,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.