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103 Camino Del Oro, Rancho Santa Margarita, CA 92688

$695K2bd · 2ba · 1,110 sqft
Lot 25,172 sqft•HOA $677/mo•Condominium•
Active
•15d on market•MLS# OC-26209618

Property Description

Welcome to this light and bright end-unit townhome, ideally located in the desirable and peaceful Cabo Vista community. This home offers a welcoming blend of comfort, style, and privacy. The entry from the attached garage leads directly into the home and opens to soaring ceilings, an open floor plan, and a cozy fireplace that creates an inviting focal point. The spacious kitchen showcases elegant white and gray marble countertops, along with a convenient walk-in pantry that includes a stackable washer and dryer. Beautiful wide-plank wood flooring has been installed throughout the home, creating a warm and contemporary feel. The primary suite features a high vaulted ceiling and walk-in closet. The upgraded primary bathroom offers dual sinks, a large walk-in shower, and stylish, updated fixtures and tile. Upstairs, you'll find a second bedroom/loft with a full bathroom, providing a versatile space that can also be used as a home office, guest room, or additional living space. The attached garage provides direct access into the home for added convenience. The community has also been upgraded with PEX piping. Residents can enjoy the community pool and spa, complete with a BBQ and picnic area. The well-maintained Melinda Heights neighborhood offers an excellent location with convenient access to shopping, dining, recreation, major roads, and nearby attractions. Enjoy all that Rancho Santa Margarita has to offer, including the lake, clubhouse, beach club, four pools, basketball and tennis courts, multiple parks, ball fields, trails, and bike paths. The home is also conveniently located near the toll road and golf courses, approximately 15 minutes from Irvine Spectrum and 25 minutes from Dana Point Harbor. A wonderful opportunity to enjoy comfortable Southern California living in a beautifully maintained community.

Features & Amenities

FeeBuilt 1991

Property Details

Land Type
Fee
Year Built
1991
Property Type
Residential
Property Subtype
Condominium
Parking Spaces
1
Garage Spaces
1
Heating
Central
Cooling
Central Air
Flooring
Wood
Roof
Spanish Tile
City
Rancho Santa Margarita
Zip Code
92688
County
Orange
Listed byUnknown Office, Scott Alden

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$3,514.30
Principal & Interest
Loan Amount
$556,000
Total Interest
$709,147
Total Payment Over 30 Years
$1,265,147
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

103 Camino Del Oro, Rancho Santa Margarita, CA 92688

Rancho Santa Margarita · Townhouse

$695K
Affordable Tier
Beds
2
Baths
2
Sqft
1,110
Lot
25,172 sqft
Year
1991
$/Sqft
$626
Pool: Yes✓
Spa: Yes✓
View: golf✓
Garage: 1-car✓

Listed in line with the median closed sale of $700,000. Closed comps sold at 100% of list — strong seller's market.

Price Position

Aligned with the market — fair pricing for the comps.

At market
Subject listed at $695K· $626/sqft
Total list price
Closed comps
vs closed median $700K
−$5K (−0.7%)
Active comps
vs active median $829K
−$134K (−16.2%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $659
−$33 (−5.0%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
60 Seacountry LaneRancho Santa Margarita1997321,1600$733$850,0009083
258 Pasto RicoRancho Santa Margarita1989231,209106,678$591$715,0003881
104 Seacountry LaneRancho Santa Margarita1998321,160152,926$720$835,0004078
23 Vista ColinasRancho Santa Margarita1989231,275113,922$627$799,9005677
25 Via ViciniRancho Santa Margarita1998231,32951,753$624$829,0009173
Total: 5 · Average2.42.61,226.6106,319.75$659$805,78063
Median1,209$829,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
254 Pasto RicoRancho Santa Margarita198907/06/2026231,0910$650,000$640,000$5870.984087
288 Pasto RicoRancho Santa Margarita199006/12/2026231,0910$650,000$650,000$5961.008787
14 Brisa RiberaRancho Santa Margarita198608/26/20262292226,135$699,000$700,000$7591.005685
46 Tierra MontanosaRancho Santa Margarita199706/17/2026231,24129,634$790,000$790,000$6371.006880
20 Pasto RicoRancho Santa Margarita198905/08/2026231,209105,566$739,900$757,900$6271.023879
Total: 5 · Average2.02.81,110.853,778.333$707,580$707,580$641.2—57.8
Median1,091$700,000$700,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.